Every month, we go through the same experience like clockwork. You have a moment of delight when your pay lands in your bank account, then a few days later, you’re left with virtually nothing to spend on the things you really want. Monthly bills quickly rob us of our disposable income, and often, we’re paying […]

Frugal living is a growing trend in today’s world. Most of us are struggling with less cash and lower income than ever before. That means that we need to be cautious about where we use our cash if we want it to last longer. The problem is, as valuable as it can be to plan […]

Creating a financial plan that you can live by is one of the most important things anyone can do. Though counting every penny and watching your money each day might not sound like a lot of fun, it’s the best way to ensure that you’re not over-spending on things that don’t matter or losing cash […]

If your worries about cash are keeping you up at night, then that’s a good sign that it’s time to do something different with your budget. We all have months where we wonder whether we’re going to be able to afford certain bills or expenses. However, if you’re cutting costs desperately every week, trying to […]