Cash Loans No Credit Check *

£100 to £5,000, same day payout*

Warning: Late repayment can cause you serious money problems. For help, go to is a broker, not a lender, and does not make credit decisions.

Representative Example: Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

*Boutell does not perform a credit check on any of our applicants however lenders will determine if you're eligible for a loan via a soft search. If you accept the loan offer a hard search is performed.


Are Cash Loans Available with No Credit Check?

UK consumers rely on budgeting and financial planning to make ends meet. Though the strategies are invaluable for keeping your finances on track, in practice, you may still experience occasional monetary shortfalls. When earnings lag or spending spikes, cash loans with no credit check serve as a fast finance alternative, providing financial resources in a pinch.

How much would you like to borrow?

Representative Example: Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Online Lenders Furnish Quick Cash Loans

Various finance opportunities help UK consumers address their financial priorities. Banks and building societies issue long-range financing, such as mortgages, as well as personal loans and credit cards, for diverse funding needs. In addition to the traditional lending resources available to credit consumers, alternative online lenders also put forth a number of UK borrowing options. Among the non-traditional online resources available to qualified applicants, quick cash loans provide money in a hurry.

Conventional banks, building societies, and credit unions help countless consumers reach their financial goals. Unfortunately for those needing fast cash, the application and approval process for traditional loans can be cumbersome and time consuming. Online lenders and payday loan companies offer a streamlined borrowing alternative, funding quick cash loans without a long wait for credit checks and approval.

quick cash loans

Although no credit check loans may not be available in the UK, online providers furnish fast service for quick cash. Additional advantages of online financing include:

  • Convenient Online Application – Quick cash loans originate online; you are not required to apply in person. The convenient online application process saves time and travel, and doesn’t call for submitting extensive documentation, along with your application. In stark contrast to traditional brick-and-mortar banking, applying for cash loans takes only minutes.
  • Timely Answers – Planning your finances enables you to seek financing well in advance of needing the cash. However, under some circumstances, you may not have enough lead-time to wait for finance answers. Online lenders specialise in funding for urgent financial demands, so they understand the need for speed, processing your quick cash loan application. Whether or not your request is approved, denied, or gets green lights for a lesser amount; you won’t wait long for the answers you need.
  • Quick Turnaround Times – Once approved for an online cash loan, you can expect a timely direct deposit to your current account. Fast turnaround times set apart quick cash loans from other types of financing, which may require weeks to fund.
  • Flexible Loan Amounts – Individual finance needs are each unique, calling for custom loan solutions. Cash loans online fund in various amounts, allowing you to borrow only what you need. From small loans of one-hundred pounds to larger cash loans in the thousands, online lenders cater to your circumstances, furnishing flexible funding in the amount you choose.
  • Brokered Services – Access to certain opportunities involves applying directly to a single institution. When applying online, Boutell serves as a broker, working with multiple UK lenders, providing cash loans. Upon review of your cash loan application, Boutell brokers match your request with a top lender, prepared to fund your loan. The process saves time, compared to inquiring directly at multiple bank branches. And since you’re pre-matched with a suitable provider, there’s less chance of running into surprises as you come to terms.
  • Straightforward Repayment Schedules – Cash loans are granted in relatively small amounts, so repayment is expected within weeks or months, rather than stretching out over multiple years. Repayment expectations are linked to your income and payday schedule, so you know exactly what’s owed, and when, before entering into a formal loan agreement. A straightforward schedule allows you to budget for repayment.

Are There Spending Restrictions on Cash Loans?

Individual financing is aimed at various funding needs. When purchasing a house, for example, a mortgage provides a large sum of money to cover the cost. Because the funding is earmarked for your long-term property finance needs, the money can’t be applied to another spending priority. Similarly, your car loan only applies to a car purchase and can’t be used for anything else. Unlike these targeted finance opportunities, online cash loans are not restricted.

Cash loans serve diverse funding needs, without spending limitations. Aside from illegal activities, you’re free to spend your short term loan proceeds as you wish, without restriction. This partial list of spending possibilities reflects some of the ways eligible applicants apply cash loan proceeds.

  • Bills – Repeating monthly bills are relatively easy to plan for, particularly when amounts don’t change from month to month. Whilst you may be able to account for customary costs of living, unexpected expenses and surprise spending can leave you reeling, without enough money to cover costs. Cash loans are a fast funding option, providing resources for paying bills and other unforeseen living expenses.
  • Motoring Expense – Keeping personal transportation is a major expense. From the price of your car to the cost of insurance cover, the convenience takes a substantial bite out of your monthly earnings. Anticipated motoring costs are enough to contend with, but you may also encounter additional expense, such as maintenance and repairs. When your car needs new tyres or an expensive repair, cash on hand may not be enough to pay for the updates. Online loans are a helpful fallback option, when car repairs can’t wait.
  • Household Updates – From your fridge to your washing machine, household items don’t last forever. When the time comes to upgrade or replace broken appliances, cash loans can help you address worn out fixtures and features at home.
  • Medical Spending – You never know when a friend or family member might fall ill or your own health may falter. Mo matter who is sick, health care costs may include doctor visits, consultation with specialists, travel, lost time from work, medicine, medical devices, and any number of unforeseen expenses. Though many of the costs are covered, you may still experience out-of-pocket health care expense.
  • Travel and Holiday – Though they are quickly funded, cash loans aren’t reserved for emergencies. In some cases, short-term online loans provide a better financing option than credit cards do, furnishing quick cash for leisure travel. Cash loan interest and principal payments are established up-front, enabling you to accurately calculate the cost of your holiday. On the other hand, placing charges on credit cards may result in lingering balances, adding additional interest charges month after month, until you’ve wiped the debt.
  • Education – Private secondary education and higher education include tuition fees, but that’s only one of the ways students and their families spend money during school. University costs, for example, may also include general living expenses, lab and materials fees, transport, accommodation, food, and other spending requirements. Help from student finance offsets some school expenses, but university families may need further assistance managing the extra financial burden associated with education.

How We Compare

  • Boutell
    Why Use Us?
  • How much can I borrow?
    £100 - £5000
    No hidden fees
  • Over how long?
    1 - 36 months
    Flexible repayments
  • Can I apply with bad credit?
    Quick decision
  • How do I apply?
    Online fully SSL secured
  • When can I apply?
    Even on bank holidays
apply now!

Credit Reporting

UK lenders are required to evaluate an applicant’s credit strength, before extending an offer for financing. A low credit score or troubled payment history may be enough to undermine traditional credit opportunities, offered by banks and building societies. Though online providers also take credit references into account, alternative cash loans may have higher approval rates than conventional lending options.

A credit score reflects your personal performance managing credit and finance; positive outcomes strengthen your credit score, whilst inconsistencies result in a lower overall rating. Building and preserving a good credit score keeps you in good standing with creditors, ensuring access to the financing needed to meet your monetary goals.

Although cash loans are available for good and bad credit applicants, it’s important to stay on track, establishing and protecting a good credit score. The following common sense strategies can help boost your score and keep positive credit references intact.

  • Check Your Credit Score – Credit reference agencies monitor financial transactions, compiling records about your credit relationships. The information is then shared with creditors and service providers considering you for their products. If the agencies forward inaccurate information about your finances, it may leave the wrong impression with creditors. Periodically reviewing your credit file ensures it is populated with accurate, timely data that fairly represents your financial history.
  • Don’t Pay Late – Late payments undermine a good credit score, so it is important to pay your debts on time. Creditors may overlook a one-time delay, but your score will ultimately suffer at the hands of late payment patterns. If you do encounter a cash flow shortage, contact creditors before your payment is late, addressing the problem, so it doesn’t grow worse.
  • Apply Credit Restraint – Opening too many accounts and overutilising active credit lines can both have a detrimental effect on your credit score. Rather than running-up accounts to their spending limits and opening credit cards and lines you can live without, protect your credit score by illustrating credit restraint.

Cash loans provide alternative lending resources for qualified UK applicants needing quick cash. The weekend instalment loans originate online, creating a convenient option for addressing you most urgent spending obligations.

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